EP: 20.25 - Stronger Decisions Start with Stronger Support: The Emotional & Strategic Journey of the Family Home

In this episode of the Divorce Mortgage Strategies Podcast, host Cindy Scobee, CDLP®, sits down with family law attorney Mei Shih for a deep and practical conversation about one of the most emotional and financially significant parts of divorce: decisions surrounding the family home. Together, they explore how divorcing homeowners can balance emotional attachment with smart financial strategy, why early planning around mortgage assumptions, refinances, and buyouts is essential, and how easily clients can overlook risks when making real estate decisions during a divorce.

Cindy and Mei discuss the importance of shifting from emotional decision-making to a more strategic “business hat” approach and why the marital home often plays an outsized role in both the heart and the budget. They highlight the critical value of building a strong divorce team—one that includes a family law attorney, a Certified Divorce Lending Professional (CDLP®), financial neutrals, divorce coaches, and mental health support—to help clients avoid costly mistakes and reach sustainable long-term outcomes. Mei also shares real-life examples from her practice, including situations where proactive collaboration could have changed a client’s financial future, and explains her unique post-divorce support model that guides clients through implementing their settlement agreements correctly.

This episode is ideal for divorcing homeowners, family law professionals, mediators, financial experts, and anyone who wants to better understand the intersection of divorce, real estate, mortgage strategy, and long-term financial stability. Whether you’re navigating a divorce personally or supporting clients through one, you’ll gain valuable insight into how strategic planning and the right professional guidance can transform the outcome.

Connect with Attorney Mei Shih

Website: www.shelegal.com

Visit www.divorceworkshop.com for more information and to take back control.

At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.

Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.

Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.

Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.